Showing posts with label minimum downpayment. Show all posts
Showing posts with label minimum downpayment. Show all posts

Tuesday, October 28, 2008

New jumbo conforming loan limits will be lower

As you may know, loan limits are now as follows: conforming loan limits are $417,000, and jumbo conforming limits are $729,750. These limits will expire soon. The last day to lock a rate at these limits is December 1; the last day a loan can fund at these rates is December 10 (thanks, Dana). The new limits have not been confirmed yet, but it looks like the jumbo conforming limit will drop to $625,000.

And more news from FHA: the minimum downpayment will rise to 3-1/2% from 3%. Right now, FHA interest rates are over 7%. Yikes! Are they trying to kill us?